US Merchant Cash Advance · Alternative Lending

US merchant cash advance, funded as fast as 24 hours.

Merchant cash advances and working capital for US businesses. Upload three months of bank statements and get matched to funding today — no hard credit pull.

Start Application
Funding as fast as 24 hrs No hard credit pull 3 months of statements
Quick Start · 60 seconds
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Get Funded in 24 Hours
256-bit encrypted · No impact to credit
Trusted & Secure
256-bit SSL Encryption
Bank-grade security
PIPEDA & CCPA Compliant
Data privacy protected
PCI DSS Compliant
Secure payment handling
BBB Accredited
Trusted business
CFA & AFCC Members
Industry associations
24 hrs
Funding speed
3 months
Statements
40+
Lender network
Soft only
Credit impact
01 — US Funding Products

US merchant cash advance and working capital.

Merchant Cash Advance

Our flagship US product. Get a lump sum upfront and repay through a fixed percentage of daily card sales — perfect for retail and hospitality.

Working Capital

Short-term term loans for payroll, inventory, or growth across all 50 states.

Equipment Financing

Finance trucks, machinery, or POS equipment with the asset securing the loan.

Invoice Factoring

Advance against outstanding B2B invoices and get paid in days instead of net-30 or net-60.

Funding Calculator

See what you could qualify for.

Move the slider to your average monthly revenue. We estimate your eligible funding range based on typical merchant cash advance and working capital offers.

Estimates only. Actual offers depend on bank statements, time in business, and industry.

Monthly RevenueDrag to adjust
$30,000/mo
$5,000$500,000+
Estimated funding range
$24,000$45,000
Typical offer near $35,000
Get my exact offer
FAQ

US merchant cash advance — your questions

What US business owners ask before applying. Still unsure? Email us and a specialist responds within one business day.

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Ready for capital that keeps pace?

Sixty seconds to apply. Funding in as fast as 24 hours for approved merchants.