Liquidity, in 24 hours.
Merchant cash advances and working capital for North American merchants. Upload three months of bank statements and get matched to funding today.
See what you could qualify for.
Move the slider to your average monthly revenue. We estimate your eligible funding range based on typical merchant cash advance and working capital offers.
Estimates only. Actual offers depend on bank statements, time in business, and industry.
Capital, engineered for momentum.
Six funding products, one application. We match your profile to the right structure across our lender network.
Merchant Cash Advance
Upfront capital in exchange for a portion of future card sales. Approvals in hours, not weeks — repay as you get paid.
- Up to $500K upfront
- Repayment follows your sales
- Approval in hours
Working Capital
Flexible term funding for inventory, payroll, expansion, or any operational need.
Equipment Financing
Finance trucks, ovens, machinery, and tech — the equipment itself secures the deal.
Invoice Factoring
Turn unpaid B2B invoices into same-day cash. We advance up to 95% of invoice value.
Line of Credit
Draw what you need, only pay for what you use. Revolving access for cash-flow gaps.
Bridge Funding
Short-term gap financing to keep momentum between larger rounds or contracts.
Four steps. Twenty-four hours.
From application to funded in a single business day. No paperwork piles, no weeks of waiting.
Apply Now — 60 seconds- 01
Apply in 60 seconds
Enter your business name and desired amount. No hard credit pull — your score stays untouched.
- 02
Upload 3 months of statements
Drop your last three months of bank statements into our encrypted vault. That's the core underwriting file.
- 03
Get offers in hours
A funding specialist returns within 4 business hours with matched offers across our 40+ lender network.
- 04
Funded in 24 hours
Sign digitally. Capital hits your account the next business day.
Built for merchants banks leave behind.
Traditional lenders move in weeks and demand perfect credit. We move in hours and look at your actual cash flow — the statements you already have.
Speed as a feature
From application to funding in a single business day for approved merchants.
Encrypted vault
Bank statements are encrypted in transit and at rest. Access is need-to-know only.
Cash-flow underwriting
We read your statements, not just your credit score. Strong cash flow wins.
No hard credit pull
Submitting an application never touches your credit file. Soft review only.
Funded, in their words.
"We needed inventory funding before peak season and our bank wanted six weeks of paperwork. CanLend had us approved the same day and funded by Thursday. We didn't miss a single sale."
"The process was shockingly fast. I uploaded three months of statements and had three offers before lunch. The cash advance paid itself back through our card sales without me thinking about it."
"After two bank rejections, I assumed nobody would fund a restaurant. CanLend looked at our actual cash flow, not just a credit score, and we had working capital in 24 hours."
Questions, answered.
Ready for capital that keeps pace?
Sixty seconds to apply. Twenty-four hours to funded.