Business Funding Solutions
Comprehensive financing options designed for Canadian small businesses. From merchant cash advances to equipment financing, find the right solution for your needs.
Merchant Cash Advance
Get a lump sum of working capital upfront and repay through a small percentage of your daily or weekly credit card sales. Ideal for businesses with strong card revenue.
Key Features
- No collateral required
- Repayment tied to sales volume
- Flexible — pay less when sales are slow
- Funding from $5,000 to $500,000
- FICO 400+ accepted
Invoice Factoring
Turn your outstanding invoices into immediate cash. Sell your accounts receivable at a discount and get working capital without waiting 30, 60, or 90 days for payment.
Key Features
- Immediate cash from pending invoices
- No new debt created
- Scales with your invoicing volume
- Ideal for B2B businesses
- Quick approval process
Collateral Loan
Leverage your commercial real estate to secure larger funding amounts at competitive rates. Perfect for businesses with property assets looking for substantial capital.
Key Features
- Higher funding amounts available
- Competitive interest rates
- Longer repayment terms
- Uses commercial real estate
- Structured payment plans
Business Line of Credit
Access a revolving credit line you can draw from whenever your business needs capital. Only pay interest on what you use, and replenish as you repay.
Key Features
- Draw funds as needed
- Only pay interest on amount used
- Revolving credit replenishes
- Flexible for seasonal businesses
- Fast access to funds
Small Business Loans
Traditional term loans for expansion, hiring, inventory, or any business need. Fixed repayment schedules with predictable monthly payments.
Key Features
- Predictable monthly payments
- Funding for expansion and growth
- Equipment and inventory financing
- Cash flow management
- Competitive terms
Equipment Financing
Finance the purchase of new or used equipment for your business. The equipment itself serves as collateral, making approval easier and rates more favorable.
Key Features
- Equipment serves as collateral
- Preserve working capital
- Tax advantages available
- New and used equipment eligible
- Flexible payment terms